How must collectors verify a debt and who is suppose to mail the verification to me?

Published: Thursday, August 31, 2006

In order to verify a debt, a debt collector is required under Section 809(a)(4) of the Fair Debt Collection Practices Act (FDCPA) to obtain a copy of such verification or judgment and mail it directly to the consumer. The FDCPA does not require that a debt collector send verification by certified or registered mail.